IBC Com Online Banking: Understanding Your Responsibilities and Agreement

As a valued customer of IBC Com online banking, it's essential to understand the terms and conditions that govern your use of this service. This agreement outlines your rights and responsibilities when using IBC Com online banking, including your Depositor's Agreement, Deposit Account Agreement booklet, Account Services and Fees Schedule, Truth In Savings Disclosure, Electronic Funds And Automated Teller Card Agreement and Disclosures, and any loan agreement(s) and other Disclosures as applicable.

As an Authorized Signatory on an account, you are jointly and severally liable for all transactions initiated through IBC Com online banking. This means that even if another authorized signatory did not participate in or authorize the activity that resulted in the transaction, you will still be responsible for it. This includes overdrafts, which can occur when your account balance is lower than the available funds.

Your IBC Com online Profile is a list of accounts that may be accessed through the Internet. You can view this profile by logging into your online banking account and clicking on the 'Accounts' tab. From here, you can see all of your linked accounts, including checking, savings, and loan accounts.

In addition to desktop access, IBC Com also offers mobile banking services, which allow you to manage your finances from your smartphone or tablet. These services are accessed through a mobile device under Section 12, 'IBC Mobile Banking Services,' of this Agreement. With IBC Com online banking, you can transfer funds between accounts, pay bills, and track your account activity all from the convenience of your mobile device.

When using IBC Com online banking, it's important to remember that the term 'IBC Bank Online Services' includes both desktop and mobile access to your accounts. This means that you can manage your finances from any qualified browser software on a computer or mobile device, as long as you have an active internet connection.

By understanding these terms and conditions, you'll be better equipped to manage your finances effectively through IBC Com online banking. Remember to always log out of your account when finished using the service to maintain the security and integrity of your personal and financial information.

Ibc com online banking